Master Your Money,

Master Your Future

Your financial decisions today shape the opportunities of tomorrow—start mastering your money and take control of your future.
Check Your CTOS Score Now

Manage Your Credit Easily In 3 Steps

1

Create an account

Create your account or log on to the CTOS platform
2

Submit Information

Ensure that all necessary details are accurate to proceed smoothly
3

Change To See Where You Stand

Receive your credit score once the results are ready

A Flexible Financial Tool for Responsible
Spending

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Understanding Financial Health

How credit scores affect loan approvals, interest rates, and overall financial health. Users can make smarter decisions about when and how to use credit for major life goals.
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Responsible Spending

Provides personalised insights based on the user's credit score, suggesting the best financial options for their goals.

Credit Growth

Empowers users to plan ahead, using credit responsibly to achieve their goals without damaging their long-term financial stability.

Get Your Best Value

MyCTOS Score Report

Credit Report & Score
RM27.00/Report
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Everything in MyCTOS Basic report.
CTOS Score
CCRIS Records (BNM)
Access to Rewards
CTOS Score
Buy Now
*All prices are inclusive of SST.
View sample report

CTOS SecureID

Fraud Protection & Credit Monitoring
Monthly
RM9.90
Yearly
RM99.00
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Fraud Protection & Alerts
Leaked personal info & data breach on the dark web
New credit application & account closures
Change of address & contact information
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Credit Monitoring & Reports
4 MyCTOS Score reports yearly
Missed payment alerts
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Credit Monitoring & Reports
Subscribe Now
*For monthly payment, there will be a lock in period for 3 months. Inclusive of SST.

MyCTOS Basic Report

Basic Credit Report
(Without CCRIS & Score)
Free
Personal Information (NRD)
Directorship & Business Interest (SSM)
Litigation & Bankruptcy
Trade Referee Listings (eTR)
2 Free MyCTOS Basic Reports a year
Sign Up Now
*All prices are inclusive of SST.
View sample report

Why Improve Credit Score?

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Financial Opportunities

A higher credit score makes it easier to get approved for loans, credit cards, etc
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Enjoy Perks

Good credit score often qualifies you for better interest rates
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Financial Security

Access to better financial products, like high-limit cards
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Strong Financial Base

Create a solid financial reputation that wil benefit you throughout your life
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Financial Literacy Starts From Young

Managing credit from a young age will lead to better financial habits and a deeper understanding of money management.
Unlock CTOS Score
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