Credit Monitoring & Alerts
how CTOS Score alerts them to any changes or potential issues in their credit report.
Real-Time Monitoring
CTOS continuously monitors users' credit profiles, tracking any changes in key credit factors like payment history, new credit inquiries, or updated personal information. This real-time monitoring ensures users have the latest insights into their credit status.
Instant Alerts
Whenever there’s an important change in their credit profile—such as a new credit application, missed payment, or a drop in their credit score—users receive an instant alert via email or mobile notification. This immediate notification lets users quickly take action if needed, such as addressing a missed payment or verifying a new credit inquiry.
Protection Against Identity Theft and Fraud
By notifying users of unusual or unexpected activity, CTOS helps them detect potential fraud or identity theft early. For instance, if someone tries to open an account in their name, the user can investigate and report any unauthorized activities immediately, helping to prevent further misuse of their credit.
Actionable Insights
Along with alerts, CTOS provides personalized insights and suggested actions to help users address any credit issues or improve their score over time. For example, if a high credit utilization rate impacts their score, CTOS might recommend ways to lower it.
