Reinforce Good
Payment Behavior

Recover Debts and Strengthen Relationships

Recover debts faster and encourage timely payments with CTOS eTR

With CTOS eTR, you can monitor and track outstanding debts with greater accuracy, making it easier to follow up on overdue payments.

Automated reminders and clear payment tracking keep both you and your clients informed, reducing the time and effort needed to manage collections

eTR Submission

Submit debtor information through CTOS eTR to create a collaborative network for sharing payment information.

Build Payment Histories

Access Shared Insights

Encourage Responsible Practices

Encourage Payment Responsibility

CTOS eTR’s transparent platform motivates clients to fulfill their obligations, knowing their payment history is shared within a trusted network.

Accelerates Debt Collection

The system simplifies debt recovery, helping businessess track outstanding payments efficiently and reduce recovery time.

Supports Strong Business Relationships

With a neutral approach, CTOS eTR encourages responsible payment habits while maintaining positive client relationships and trust.

Effective Recovery Tools

Don't let bad debts drain your cash flow. Recover what's rightfully yours with CTOS eTR - your-go-to-debt recovery solutions.

Encourage Good Payment Behavior

Help improve payment practices among your clients by encouraging them to settle outstanding amounts via CTOS eTR.

+$100

$123.100

Payment Received

Dec 01st, 2025

-$100

$123.100

Payment Sent