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Take Charge Of Your
Finance With A Strong Credit Score.

Apply For Loans With A Peace Of Mind
Get MyCTOS Score Report

Kredit Kau Hijau - Life On The Green Side

With an excellent, green CTOS Score, you could enjoy up to 5X higher loan approvals (CTOS Score Band vs Loan Approval Rates Study 2024).

Whether you're planning for  a new car, dream wedding, new home, welcoming a new child, a dream holiday or need additional funds for emergencies, all these are possible when your CTOS is excellent.
I want to check my CTOS Score!

Financial Independence 
for Millenials

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Increase chances of loan approval

Boost your credit score for easier loan approvals and better interest rates.
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Be in charge of your credit health

Your credit score is your financial pulse. Keep it healthy to secure your future.
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Better and more informed financial planning

Make smarter financial decisions with a clear understanding of your credit score. 
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Achieve your goals with a good credit score!

A good credit score is your key to unlocking life’s big milestones—whether it’s buying a new home, car, or achieving other financial goals.
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Buying a new home or starting a family
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Own your dream car
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Shopping with an ease of mind

Entrepreneurial 
ventures

Full credit report with CTOS Score for entrepreneurs . A strong credit score opens doors to better loan opportunities, good interest rates, and flexible terms. Secure the funding you need to grow your startup with financial confidence.
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New sellers
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Business owner
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Startup fund

Get Your Best Value

MyCTOS Score Report

Credit Report & Score
RM27.00/Report
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Everything in MyCTOS Basic report.
CTOS Score
CCRIS Records (BNM)
Access to Rewards
CTOS Score
Buy Now
*All prices are inclusive of SST.
View sample report

CTOS SecureID

Fraud Protection & Credit Monitoring
Monthly
RM9.90
Yearly
RM99.00
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Fraud Protection & Alerts
Leaked personal info & data breach on the dark web
New credit application & account closures
Change of address & contact information
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Credit Monitoring & Reports
4 MyCTOS Score reports yearly
Missed payment alerts
Vector 2
Credit Monitoring & Reports
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*For monthly payment, there will be a lock in period for 3 months. Inclusive of SST.

MyCTOS Basic Report

Basic Credit Report
(Without CCRIS & Score)
Free
Personal Information (NRD)
Directorship & Business Interest (SSM)
Litigation & Bankruptcy
Trade Referee Listings (eTR)
2 Free MyCTOS Basic Reports a year
Sign Up Now
*All prices are inclusive of SST.
View sample report
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